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Spread the cost interest-free, up to 6 months – now available on 1000s of lines Ends 11.59pm 16.5.21. Terms apply.

Pay Monthly

Spread the cost, interest-free

We‘re bringing you greater flexibility when you shop with interest-free monthly payment plans - with no hidden fees!

Openpay logo

Where you see the Openpay logo you can spread the cost over 2 to 6 months with equal, interest-free instalments. See below for more information on how Openpay works.

Flexi-pay logo

Where you see the Flexi-pay logo you can spread the cost over 2, 3 or 4 instalments, interest-free. See below for more information on how Flexi-pay works.

Openpay logo

Welcome to a smarter way to pay

Shop online

Add items to the basket, and select Openpay at checkout.

Sign up

Get approved by Openpay in just 90 seconds with ID and a soft credit check.

Select your plan

Choose your interest-free plan and make your first payment today.

Please Note: You need to be 18 years or older and a permanent UK resident and have the following: Debit or credit card, email address, mobile phone number and your initial instalment. Openpay offers interest-free credit agreements, subject to eligibility criteria. Fees apply for late payments, but are capped at £15 per plan. For more information and terms click here. Instalment amounts may differ by £0.01 due to rounding.

How Openpay works …

How do I get approved with Openpay?

Checkout with Openpay and sign up in less than 90 seconds. Customers are approved within milliseconds (ID and soft credit checks apply).

How do I make payments?

You don’t need to worry about manually making payments, we will directly debit your account on the scheduled date.

When will my next payment be due?

Our plans are made up of equal instalments, one month apart. Your initial instalment is paid on the day of purchase, but you can customise your second instalment date. Any instalments after this will be taken a month apart.

Are there fees?

As long as you pay on time, you’ll pay no fees on top of your purchase. If you miss a payment, a late fee of £7.50 will apply. To avoid this, contact Openpay to reschedule your payment date.

Is Openpay available on all items?

Openpay is available on selected items excluding alcohol, tobacco, weapons, mobile phones £500+, jewellery and watches £1,250+, refurbished products and second-hand goods.

Can I use Openpay as part payment?

No. The Openpay plan is for the full value of your basket.

Is Openpay safe & secure?

Yes, protecting your information is very important to us. All sensitive information is encrypted and we maintain stringent physical, electronic and procedural safeguards to protect your information. View the Openpay privacy policy here.

Will I be charged interest?

Openpay does not charge any interest.

What if I want to return my order?

All refunds will be processed through us as normal. Openpay will refund you all payments made to date and cancel your plan.

Already have an Openpay account?

Visit the Openpay website here for more information and FAQs.

Flexi-pay logo

Spread the cost, interest-free

Spread the cost

2, 3 or 4 instalments


0% APR

No added wait

Your items arrive from the first payment


Flexi items + non Flexi items = all items spread over Flexi payments

What is Flexi-pay?

Flexi-pay is a service we offer our customers to help make a product more affordable by spreading the cost (excluding Postage & Packaging) across 2, 3 or 4 instalments, interest free.

The first payment is made when you place your order and the remaining payments will be taken in subsequent instalments.

Flexi-pay is so easy to set up – we do it all for you!

How Flexi-pay works …

Step 1: Look for the Flexi-pay symbol

Wherever you see this Flexi-pay symbol - on TV or on the website - it means you can choose the Flexi-pay option for that item if you wish. The option to pay by Flexi-pay may be limited to a particular show or time period. Customers can choose this option by speaking with our orderline team, via our website or via our mobile app. All customers are eligible to use Flexi-pay when it is offered, however, we reserve the right to refuse to allow payment by Flexi-pay.

Step 2: See the Flexi-pay details on the product page

To find out which Flexi-pay options are offered for an item, simply click on the 'Flexi-pay Details' tab on the product page. You'll see what Flexi-Pay Plans there are, how many payments you'll need to make, and the amount of each payment.

Alternatively, contact us to discuss your options.

Step 3: Flexi basket

Once you've added one Flexi-pay item to your basket, you can add others (Even if they're not on Flexi-Pay). These additional items will also be included in your Flexi-pay plan*.

Please note: Check your basket before you check out, as some items may not be available on Flexi-pay.

Step 4: Select your Flexi-pay items in the checkout

Once you've added your items to your basket and reached the checkout, you'll be taken to an Order Confirmation page. Under Payment Options, tick the box 'Add Flexi Pay to my order'.

If you have some Flexi-pay and some non-Flexi-pay items on the same order, you may be offered the opportunity to pay for all products by Flexi-pay through Flexi-basket.

If you don't want to do this, or if you're not offered this option, you'll pay for any non-Flexi-pay items in full when you place your order.

If you order two products at the same time but with different payment schedules – for example, a two-month and a three-month term - you'll automatically be given the choice of paying for both products over the longer time period.

Once you have decided which item(s) you would like to include in Flexi-Pay, you then Choose Your Plan.

Step 5: Confirm your selection and first payment

Read through your Basket Summary to check that Flexi-pay has been applied and that your first payment (made with your order), is what you expect.

Step 6: Payment

Flexi-pay instalments must be paid with a credit or debit card. At this time Maestro cards are not supported for payment by Flexi-pay, however you may pay for a product in full using a Maestro card.

We take payment of the first instalment, plus postage and packaging, when you place your order, then subsequent monthly instalments automatically from the same card until the order is fully paid.

If the credit or debit card with which you are proposing to pay for your Flexi-pay order expires within 1 month of the final instalment under your Flexi-pay Plan is due to be taken, then you will not be able to use this card to pay for your Flexi-pay order.

Please note: If the credit or debit card you used to pay Flexi-pay instalment is lost, stolen or cancelled, you must update your details. You can do this by logging into your account on our website on the Flexi-pay Plans Page page. If you change your card details while you have any Flexi-pay instalments outstanding, the next instalment(s) due will be taken when you register your new card with us even if this is earlier than when the instalment is otherwise due. This ensures that the credit or debit card details have been validated. Alternatively you can contact our Customer Services department, who can update the credit or debit card details held for you.

Step 7: Confirmation of your purchase and Flexi-pay amounts schedule

You'll receive a letter through the post, detailing your purchase and confirming payment amounts and the dates they'll be taken from your credit/debit card. You'll know exactly what you'll be paying, and when.

Flexi-pay FAQs