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We‘re bringing you greater flexibility when you shop with interest-free monthly payment plans - with no hidden fees!
Where you see the Openpay logo you can spread the cost over 2 to 11 months with equal, interest-free instalments. See below for more information on how Openpay works.
Add items to the basket, and select Openpay at checkout.
Get approved by Openpay in just 90 seconds with ID and a soft credit check.
Choose your interest-free plan and make your first payment today.
Checkout with Openpay and sign up in less than 90 seconds. Customers are approved within milliseconds (ID and soft credit checks apply).
You don’t need to worry about manually making payments, we will directly debit your account on the scheduled date.
Our plans are made up of equal instalments, one month apart. Your initial instalment is paid on the day of purchase, but you can customise your second instalment date. Any instalments after this will be taken a month apart.
As long as you pay on time, you’ll pay no fees on top of your purchase. If you miss a payment, a late fee of £7.50 will apply. To avoid this, contact Openpay to reschedule your payment date.
Openpay is available on selected items excluding alcohol, tobacco, weapons, mobile phones £500+, jewellery and watches £1,250+, refurbished products and second-hand goods.
No. The Openpay plan is for the full value of your basket.
Openpay does not charge any interest.
All refunds will be processed through us as normal. Openpay will refund you all payments made to date and cancel your plan. Read the full terms and conditions here.
The full terms and conditions can be found here.
Visit the Openpay website here for more information https://www.myopenpay.co.uk and FAQs.
2, 3 or 4 instalments
Your items arrive from the first payment
Flexi items + non Flexi items = all items spread over Flexi payments
Flexi-pay is a service we offer our customers to help make a product more affordable by spreading the cost (excluding Postage & Packaging) across 2, 3 or 4 instalments, interest free.
The first payment is made when you place your order and the remaining payments will be taken in subsequent instalments.
Flexi-pay is so easy to set up – we do it all for you!
Wherever you see this Flexi-pay symbol - on TV or on the website - it means you can choose the Flexi-pay option for that item if you wish. The option to pay by Flexi-pay may be limited to a particular show or time period. Customers can choose this option by speaking with our orderline team, via our website or via our mobile app. All customers are eligible to use Flexi-pay when it is offered, however, we reserve the right to refuse to allow payment by Flexi-pay.
To find out which Flexi-pay options are offered for an item, simply click on the 'Flexi-pay Details' tab on the product page. You'll see what Flexi-Pay Plans there are, how many payments you'll need to make, and the amount of each payment.
Alternatively, contact us to discuss your options.
Once you've added one Flexi-pay item to your basket, you can add others (Even if they're not on Flexi-Pay). These additional items will also be included in your Flexi-pay plan*.
Please note: Check your basket before you check out, as some items may not be available on Flexi-pay.
Once you've added your items to your basket and reached the checkout, you'll be taken to an Order Confirmation page. Under Payment Options, tick the box 'Add Flexi Pay to my order'.
If you have some Flexi-pay and some non-Flexi-pay items on the same order, you may be offered the opportunity to pay for all products by Flexi-pay through Flexi-basket.
If you don't want to do this, or if you're not offered this option, you'll pay for any non-Flexi-pay items in full when you place your order.
If you order two products at the same time but with different payment schedules – for example, a two-month and a three-month term - you'll automatically be given the choice of paying for both products over the longer time period.
Once you have decided which item(s) you would like to include in Flexi-Pay, you then Choose Your Plan.
Read through your Basket Summary to check that Flexi-pay has been applied and that your first payment (made with your order), is what you expect.
Flexi-pay instalments must be paid with a credit or debit card. At this time Maestro cards are not supported for payment by Flexi-pay, however you may pay for a product in full using a Maestro card.
We take payment of the first instalment, plus postage and packaging, when you place your order, then subsequent monthly instalments automatically from the same card until the order is fully paid.
If the credit or debit card with which you are proposing to pay for your Flexi-pay order expires within 1 month of the final instalment under your Flexi-pay Plan is due to be taken, then you will not be able to use this card to pay for your Flexi-pay order.
Please note: If the credit or debit card you used to pay Flexi-pay instalment is lost, stolen or cancelled, you must update your details. You can do this by logging into your account on our website on the Flexi-pay Plans Page page. If you change your card details while you have any Flexi-pay instalments outstanding, the next instalment(s) due will be taken when you register your new card with us even if this is earlier than when the instalment is otherwise due. This ensures that the credit or debit card details have been validated. Alternatively you can contact our Customer Services department, who can update the credit or debit card details held for you.
You'll receive a letter through the post, detailing your purchase and confirming payment amounts and the dates they'll be taken from your credit/debit card. You'll know exactly what you'll be paying, and when.